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Licensed VS Unlicensed And In-House VS Independent Transaction Coordinator – Know The Key Differences

Did you know there are a couple of different types of transaction coordinators?

Yes, licensed vs unlicensed transaction coordinator and in-house vs independent transaction coordinator. are the different types. Both have their unique benefits, so it can be hard to decide which one is right for you. In this blog post, we will explore the differences between the two and help you decide which type of coordinator is best for your business. Let’s dive in!

To help you make a decision, let’s explore the key differences

In-house vs independent transaction coordinator

An in-house transaction coordinator is an employee of a real estate company. Whereas an independent transaction coordinator is not.  According to, 35% of TCs work for a company that employs 1,000 to 10,000 employees. Think EXP and Keller Williams. of the real estate world. Most in-house transaction coordinator carries set, predictable costs (like salary and benefits). An independent TC carries little to no overhead expenses, making them a more profitable choice for agents. 

Another key difference

Whether you hire an in-house or independent transaction coordinator, they’re not always licensed, real estate agents. Some agents want their TCs to be licensed because they need more beyond the transaction. For example, the TC may be required to write offers or addendums. To learn more about what the laws are in your state, check out the National Association of Realtors’ website. Oftentimes, independent TCs prefer not to be licensed because they don’t want the responsibility of being a licensed agent. Independent TCs feel those types of tasks are an agent’s responsibility. Remember, the client hired the agent, not the coordinator. 

Benefits of an in-house and an independent transaction coordinator

In-house transaction coordinator benefits:

  • Familiar with your brokerage systems and processes
  • Provide stability and consistency for your business
  • A valuable resource for your transaction team

Independent transaction coordinator benefits:

  • You’re not responsible for their taxes, health insurance, or other employment-related costs
  • Use them on an as-needed basis, which can save you money when business is slow
  • Try out different ones and see which is most suited.

Which type is right for you?

The answer depends on your specific needs and circumstances. There are a lot of benefits to working with an in-house transaction coordinating team. Most importantly, you know the cost upfront and can plan accordingly. If you’re looking for more flexibility and don’t mind paying on a per-transaction basis, then an independent transaction coordinator would be a better solution.


In the end

The most important thing is to take the time to assess your needs and decide what is best for you and your business. We hope this blog post helped explain the many benefits of hiring a transaction coordinator; whether an in-house or an independent TC. 

If you’re ready to take your real estate business to the next level. Then contact us today to learn more about SVS can help you grow your real estate business. If you liked this post, you might also enjoy Everything You Need To Know About Transaction Coordinators -The Ultimate Guide.  Thanks for reading!

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Author Bio

Author Bio

Brittany Sumner was born and raised in Phoenix Arizona but currently resides in Surprise with her husband and 3 fur babies. She holds an Associate's degree from Kaplan University in small business management and entrepreneurship. Britany is the creator and sole author of The Red Balloon blog. Which is centered around educating real estate agents about the features and benefits of transaction coordination and how it can help to grow their real estate business.

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